Re: mortage company and fraud and harassment

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On 1/23/04, pam wrote:
> its not a bank , its vanderbilt mortgage and finance, they are
> saying that the account is new its 17months old and the account
> has been past due before (told them then as now husbands hours
> are cut till march ) every yr and my daughter being ill with
> medical expenses insurance dont pay that they are not going to
> stand for this delinquency and that they are going to start
> legal precedings, they are saying that because my dad got mixed
> up and sent the payment wrong cause the aggrement was with me
> not my dad although they didnt care my child was sick so i had
> some one else to make the payment as i promised that they are
> going to take my home even tho payment was sent with a tracking
> number and every thing,
> basically they are saying we dont care your going to lose your
> home. over 150.00 cause i had mailed the other payment via
> priority mail.. seems they never recieve the payment unless its
> sent that way. I also told them that we should get our taxes in
> abt 2 weeks and im paying three to four months in advance, they
> said they didnt care, and next week they are starting the legal
> process . thanks for the help... daughters sick again will reply
> to any answer tommorow,,,
> thank you
>
> n 1/23/04, Alex wrote:
>> They must have accelerated the whole balance. They can legally
>> do this.
>> Tell me what exactly is the bank telling you.
>> On 1/23/04, pam wrote:
>>> alex, I am telling you every thing,*( i dont mis lead any one
>>> for any reason) the fact that jan payment is due the 28th of
>>> jan and i was behind on decemebers i sent 200.00 then I had my
>>> dad send the rest of dec today as was agreed, he sent it
>>> priority mail not quick collect my father is 75 yrs old and he
>>> got mixed up with the way to send it cause i was with my sick
>>> daughter and my husband was out of town, we have been behind
>>> three times but never more than 30 days they are saying they
>>> can repo cause i didnt send the payment via quickcollect and
>>> the acct is considered 30 days past due,
>>>
>>>
>>>
>>> On 1/23/04, Alex wrote:
>>>> When your mortgage is past due they can foreclose. The
>>> whole
>>>> balance is accelerated when any number of conditions are not
>>>> met. The thing is that mortgage holders hate to foreclose.
>>>> So if you are current with your payments, why would they
>>> want
>>>> to foreclose? There must be something you are not telling
>>> us.
>>>>
>>>> On 1/23/04, pam wrote:
>>>>> how many times a week can a lending company call you and
>>>>> can they reposes your home if the payments is not over 30
>>>>> days past due and your trying to pay the payments and they
>>>>> are rude and refuse to work with you and threaten you ...
>>>>> is it legal for them to send some one to take pictures of
>>>>> your home to "Post as for sale" if your not more than
>>>>> 30days past due . and if you had a sick child and let some
>>>>> one else send the payment and they goofed and sent in via
>>>>> priority mail instead of priority quick collect can they
>>>>> refuse the payment and reposes... please help.....
>>>

Re: mortage company and fraud and harassment, 2/09/04, by esc.

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