Re: National Arbitration Forum

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On 11/27/06, Mary wrote:
> How delinquent was your account? Did they try to offer you a settlement besides
> the monthly payment and did they put the monthly payment in writing? I also am
> having trouble with MBNA. In fact, the guy that called me was screaming at me to
> give him a payment out of my checking account. He did not believe I had no money
> in my account and then he insisted on giving me his number but I was on my cell
> phone driving down the road and could not write anything down. He then screamed
> that I should borrow, beg, steal, or whatever to pay them including pawning
> personal items. How low was that!
>
>
>
> On 8/30/06, Skydance wrote:
>> On 8/22/06, Freaking wrote:
>>> Is this below posted by someone from the forum? Because it reads that way.
>>>
>>> Does anyone know once the arbitration is filed, am I still allowed to request
>>> the debt to be verified? I have been looking for a lawyer in NY who will take
>>> this on without it costing me a fortune - the collector in question is Wolpoff
>>> for MBNA (if legit) and they are known for bending the law - so if anyone
>>> knows one, can they post a referral please?
>>>
>>>
>>>> On 8/15/06, DebtorJoe wrote:
>>>>> The National Arb Forum decisions are binding -- they are authorized to
>>>>> handle debt cases in your original cardholder terms and conditions.
>>>>> Although the NAF is not a court, they can convert an arbitration award
>>>>> into a legal judgment and then pursue wage garnishments, etc. Definitely
>>>>> do not ignore the NAF -- I learned this the hard way.
>>>
>> I just read all the posts and wanted to respond since I just came from the
>> courthouse with a copy of my court file in hand. MBNA is just plain
>> unbelievable! Like the other post earlier, I had agreed to a payment plan with
>> MBNA for $175 a month. I paid it for over a year and bam! they wanted $1400 a
>> month - no compromise. Then NCO got ahold of it (another favorite that has also
>> had complaints brought against them under the FTC). I received a notice in Feb.
>> 2006 that a judgment had been levied against me. The only notice I had ever
>> received was dated 10/05 stating that the NAF had awarded $20,572 in NCO's favor
>> (the original debt was $10,300). I had no idea that a judgment was going to be
>> filed 6 months down the road without any kind of service for me to go to court.
>> Of course, I'm trying to find an attorney that will even talk to me about it.
>> None of them seem to want to mess with it. I have no idea if I have any rights
>> whatsoever in this case. Since I never received any paperwork from NAF, it
>> doesn't seem right to me. Don't they have to send their paperwork certified mail
>> or something proving you received it? Oh and by the way, they did get into my
>> bank accounts and took every penny and then I had to pay $600 in bounced check
>> fees. They even drew out of my line of credit. I've been unemployed since 1/06
>> so needless to say, they got me when I could least afford it.
>> If anyone has information I could use, let me know. I'm not sure if I should try
>> to get an attorney to fight this or if it's futile.

You people are forgetting just a few simple rules, Within any credit card agreement
there must be FULL DISCLOSURE AND EQUAL PROTECTION as per Article I section 10
of the US constitution. They don't want to go to court with someone who asks the
right questions and submits the correct affidavit for siging, becuase it exposes
them. Within EVERY contract FULL disclosure and EQUAL PROTECTION M U S T BE
S H O W N!! it's as simple as that. DONT LET THEM USE FEAR against you.

USURY is illegal, and Federal Reserve Banking system is going down!

http://www.the7thfire.com/debt_elimination/debt_elimination.htm