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Re: National Arbitration Forum
Posted by Carlos on 8/07/07

    Hi Terry.

    Well, that's the thing. If you mailed them the form in a proper manner you are not into an
    arbitration process. They will probably try to confuse you with internal rules and
    normatives but as long as you did mail certified the form to NAF and to the collection
    agency, you keep a copy of the letter and the receips from usps, I belive that there is no
    way for them to enforce anything in a court of law, even if they decide to go ahead with
    the arbitration without your consent, that award will be worthless and they will be
    risking a law suit from you if they try to enforce it on your local court, they know that.

    Don't talk to them over the phone keep in mind that they tape everything in a regular
    bases, keep all communications on writing.

    I think that what really did the trick in my case was my treath on the second letter of
    filing a suit even before they try to enforce the future award, after that one month later
    the NAF wrote me a letter to let me know that they can't take my case.... Like it was a
    bad thing


    In respond to Debbie.... Yes, I had luck. I'm not a lawyer and I can not give legal
    advice, as a matter of fact I just describing exactly step by step the way I did use to
    get rid of them. It works or at least it worked for me 3 years ago, the process tuck about
    three monts until I got the letter to inform me the they dessist arbitration. Can't say if
    it works now 100% sure after the last new bankrupt law but I guessing it still the same.
    I can't recomend you not to hire an attorney, if you feel safer that way you should go
    right ahead, it will be cheapper than going into arbitration that's for sure.

    Carlos.-


    On 7/12/07, Terri wrote:
    > Does anyone know how to get out of arbitration once you have been served and responded
    to
    > the NAF? Is there anything we can do to withdraw from the process? We used the online
    > form and faxed our response to the NAF. We appreciate any help you can offer. Terri
    >
    >
    >
    >
    >
    > On 7/01/07, Carlos.- wrote:
    >> When somebody try to "work something out" whith them that person is making a mistake.
    >> They do not want to help you, they just want the money as fast as they can get it and
    >> they will do the wrong thing if they think that they can get away with it.
    >>
    >> Here is the tip
    >>
    >> If your account had been charged off and you can't make regular payments big enought
    >> to get out of debt in seven years you better don't make a payment at all, nothing,
    >> Zero, nada, never.
    >>
    >> The reasons of this is that the credit reporting agency will have to delete all
    >> records of your account ***after 7 years of inactivity***, if you make a payment even
    >> for one dollar they will report that payment to equifax o whatever and the 7 years
    >> term will start all over again, making those small payments don't help to nothing and
    >> you'll never get out the hook, that's why they try so hard to get from you whatever
    >> ammount, even $20.
    >>
    >> The second reason is that if you don't pay enouggt but you pay something you are
    >> encouraging them to keep the harasment going, they'll know that you are afraid and
    >> there is a good chance of getting money from you if they try a little harder.
    >>

     
     

 
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