Re: MBNA, Wolpoff & Abramson, National Arbitration Forum

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As a former employee of Wolpoff and Abramson, I know they
frown on FDCPA violations. You have to provide a copy of the
police report to Wolpoff and Abramson along with a statement
advising the account is fraud and there are a few other steps
outlined on what's called the "Initail Demand Letter". That
is the letter you received first by W & A. You have 30 days
to request validation or dispute the debt or it will
automatically be assumed to be a valid debt. That is why you
were ignored by NA. NA doesn't handle disputes. By the time
it reaches their office, all disputes and request for
validation of the debt have legally expired. At this point,
there is nothing you can do by law. It is important to follow
the procedures outlined in the intial demand letter sent to
your mother if you wanted this debt to be removed. Suing W &
A and NA will only cost you in the long run.

On 9/06/06, rrr wrote:
> Bring a lawsuit in your jurisdiction suing MBNA, Wolpoff and
> the National Arbitration Forum asking the judge to make a
> determination of whether you mother in fact entered into a
> contract.
>
> On 9/06/06, Kay wrote:
>> About 5 months ago, Wolpoff & Abramson sent a collection
>> notice to my mother regarding a debt owe to MBNA.
>> Immediately, we knew that the debt does not belong to my
>> mother becasue she does not speak, read, or write English.
>> She could not have applied for any credit card. We quickly
>> contacted Wolpoff & Abramson to send us documentation
>> proofs to verified the debt. All they sent us was a bunch
>> of statements. When we ask for a copy of the application,
>> checks or payment inforamtion, we were ignored. Soon
>> afterward, we receievd a letter from the National
>> Arbitration Forum asking my mother to provide a respond to
>> a claim filed by Wolpoff & Abramson. Within a few days, we
>> filed a respond to the National Arbitration. We told NA
>> that my mother is a victim of identity theft and that we
>> already filed a report with the local police. We even
>> enclosed a copy of the report for their review. NA simply
>> ignored the whole situation, violated the law, and granted
>> an AWARD to Wolpoff & Abramson.
>>
>> What should we do next?