Re: Wolpoff & Abramson, threats

More | Report Post

Dave

Use an Accord and Satisfaction on the company Dave. This is
giving them something differnt than what they want ie
money. It used to be if you sent them a Check with writing
on it that is the final payment and they cash it Bamb the
amount they accepted is all they got. But in many states
there are statutes now that exclude checks. So maybe you
might be able to get away with another instrument say a
money order. But check out for your state Accord and
Satisfaction rules.

Also DAVE please do not orally made arrangements with
anyone. Write letters certified that you did not owe them
and that the payment you sent them was the only amount you
are willing to settle the debt. Also tell them not to call
your personal phone. When they call you tell them "you know
my address what ever you want put it in writing" What they
say and you write in letters can be enforced. All this oral
banter will be difficult and the terms will change.

For this little amount $180 it is not cost effective to hire
an attorney and have him bring you to court especially under
all of this doubt you owe. They will simply reported to
your credit report. It will be a minor ding.

Res Ispa Loquitur

On 1/19/07, Dave wrote:
> hi there, i found this board googling wolpoff and
abramson.
>
> i've got a very small debt that went to collection with
> w&a, it's $180. when i moved, i contacted my electric
> company to turn off service, however it appears they kept
> service going an extra two months, and for whatever reason
> my final bill ended up at $275. i never received it at my
> new address, and was contacted by w&a saying "maybe we can
> avoid a lawsuit if you pay us right now!"
>
> now i'm only 23 and this was my first account with an
> electric company and i was foolish and paid them $75 on the
> spot. i then looked into this company and see how fishy
> they are. they sent me an updated bill, saying i owed them
> another $200. i ignored it for a while, then started
> getting 8-10 calls during the day (when i wasn't home). i
> paid them $20 and the calls stopped, and i figured i'd just
> pay off the $200 slowly (i'm a recent grad, don't have a
> lot of money).
>
> but now they called and my wife was home, and the
> threatened to refer the $180 to a lawyer or some such.
>
> i've given up on contesting the original debt, but would
> they actually sue over $180, especially considering i've
> been making payments on it? i hear they have quite a racket
> going, but i can't imagine it's worth their while to sue
> over such a small amount. but i could be wrong, obviously.
>
> these people are so sneaky, but i don't have $180 i can use
> to pay it all off right now. any ideas?