Re: notice of arbitration

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My notice doesnt say a hearing was held, it just states i have 30
days to respond or an award may be entered against me. I do believe
i owe this company but not $20,614.07 I am on social security and
unable to pay anything. I am learning alot about this crooked
company and trying to find out what to do. Respond or not? On
10/21/07, Gary Ricin wrote:
>
> Some more quesitons for you:
>
> Does the notice you received tell you that an arbitration hearing
> is going to be held?
>
> If not, does the notice you received tell you that a hearing has
> already been held, and, if it does, what does it say is the
> outcome of that hearing?
>
> Also, is the debt that is being arbitrated actually your debt?
>
>
> A quick word about the National Arbitration Forum: This outfit is
> simply the most dishonest and obscene bunch of criminals in the
> debt collections business, which is saying something.
>
> They regularly fire arbitrators who find in favor of anyone other
> than their big corporate clients.
>
> They find in favor of these big customers against people who are
> clearly victims of identity fraud.
>
> Mostly, they have their so called arbitrators simply sign pre-
> written arbotration awards without any arbitration hearing ever
> occurring.
>
> In short, the National Arbitration Forum is a sham, and I feel
> sorry for you that you ever got mixed up with them.
>
> You must fight them very aggressively every step of the way if you
> are going tohave any chance of getting them out of your life.
>
> Again, seeking professional legal advice is always the best way to
> go.
>
>
>
> On 10/19/07, Teresa wrote:
>> On 10/18/07, Gary Ricin wrote:
>>> I think advice to get professional assistance is always well
>>> given and should be your first choice. However, I'm guessing
>>> that you're seeking help here because you maybe can not afford
>>> personal professional advice...?
>>>
>>> I'm curious regarding the demand that you received; is it a
>>> notification of an arbitration hearing?
>>>
>>> Is it notice of an arbitration award?
>>>
>>> If not, what exactly is it that you received?
>>>
>>>
>>> LETTER TITLED. IN THE NATIONAL ARBITRATION FORUM. CLAIM.
>> THIS IS AN ARBITRATION CLAIM AGAINST YOU FOR MONEY OR OTHER
>> RELIEF. YOU HAVE 30 DAYS TO RESPOND WITH A WRITTEN REQUEST--
>> CAME CERTIFIED YESTERDAY THAT MY DAUGHTER SIGNED FOR, NOT ME.
>> THERE IS A PARAGRAPH STATING--- GOVERNING LAW: THIS AGREEMENT
>> IS MADE IN DELAWARE. IT IS GOVERNED BY THE LAWS OF THE STATE OF
>> DELAWARE, WITHOUT REGARD TO ITS CONFLICTS OF LAWS PRINCIPLES,
>> AND BY ANY APPLICABLE FEDERAL LAWS. THE ARBITRATION SHALL BE
>> CONDUCTED BY THE "NAF". i am so confused on what to do.
>>>
>>>
>>>
>>>
>>> On 10/18/07, - wrote:
>>>> On 10/18/07, Teresa Shively wrote:
>>>>
>>>> As a commentary on the hypothetical situation you describe --
>>>
>>>> I would think that a person in such a situation would want
>>> to;
>>>> (1) not accept any more certified mail deliveries;
>>>> (2) consider changing your phone number or if contacted by
>>>> phone decline politely to discuss personal financial matters
>>>> on the phone and also politely decline to give out any
>>>> personal information such as address or even confirming who
>>>> you are;
>>>> (3) see if local legal aid or a disability group can counsel
>>>> you in this matter;
>>>> (4) consider protecting any liquid assets you have such as a
>>>> bank account by holding such assets in a safe deposit box or
>>>> other secure way;
>>>> (5) without responding yet to the inquire you received, try
>>>> to figure out how much money is involved in this collection
>>>> attempt.
>>>>
>>>> If you truly owe the money, you will be obligated to address
>>>> this issue at some future date in a court or mandatory
>>>> arbitration forum. If it is a huge sum of money a local
>>>> attorney may have to assist you in bankruptcy. As always
>>> the
>>>> best possible advice is to obtain professional advice and
>>> not
>>>> rely on what you hear on a discussion board like this. Good
>>>> luck to you, I hope this works out for you.
>>>>
>>>>
>>>>> help! i just got a certified letter today saying i have
>>>>> 30 days to respond in writing to portfolio recovery assocs
>>>>> C/O phillips and cohen assoc located in Delaware. i live
>>>>> in ohio. not sure what to do. i never agreed to any
>>>>> payments and i am on social security and my husband is
>>>>> also disabled. what can they do to us? can they take our
>>>>> house?