Re: bank accounts being froze

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If you're concerned that someone has your husband's bank
account details (maybe he made a payment from his account to
them?) and they will take money from it, then, personally, I
would forget what the law might or might not allow regarding
an alleged creditor's access to your husband's bank account,
and I would have him open a new one.

He can do this at the same branch. The point is to change,
ASAP, the checking account details that anyone he wrote a
check to could use to take money from his account.

I say this because it's pretty common knowledge that many
creditors/debt collection firms will simply steal money from
any bank account they have access to and then let the person
they stole the money from prove that they did anything wrong.

If you haven't given out your husband's bank account details,
and you're worried that he will be liable for debts that
you've incurred, then you must visit a local lawyer.

Whatever you do, DO NOT under any circumstances give your own
or your husband's checking account details to any debt
collector/creditor. Paying debt collectors by check simply
exposes you to an unnecessary and highly probable risk of
theft.

On 10/23/07, - wrote:
> On 10/23/07, marge wrote:
>
>> Does anyone know if your name is not on a checking account
>> can it be seized if a judgement is placed against you not
>> your husband?
>
> You need to consult with a local attorney if there is any
> significant amount of money in your husband's bank account.
> However, if the judgment is against you as an individual and
> your name is not on the checking account at all, in most
> states you should be OK. They may be able to go after
> property that is owned jointly with your husband but a bank
> account that is in his name only should be untouchable
> unless they show to a court that you have transferred your
> money into his account for the purpose of avoidance.