Re: FLORIDA REQUIREMENTS FOR WHO MUST CARRY WORKMANS COMPENS

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On 11/11/02, shapdw wrote:
> On 8/04/02, dl duggar wrote:
>> On 7/30/02, BERNETTA WILLIAMS wrote:
>>> my husband is a subcontractor employing no one. he is
>>> covered by my health insurance where i work. He has been
>>> told by a florida general contractor that he must carry
>>> workmen's compensation insurance on hisself or he cannot
>>> work for any general contracotrs in the state of florida.
>>> Where do we get it??? Is this true in Florida?? Where do
>>> we get forms???This is incredible to us>>>>help!!!!
>>> confused in florida
>>
>>
>>
TALLAHASSEE - A key administrative rule was published today
clarifying which tradespeople must have workers’ compensation
coverage in order to work on commercial construction projects
valued at $250,000 or more, said Florida Treasurer and Insurance
Commissioner Tom Gallagher. The rule was developed to clarify
which trades are construction-related under a new workers’
compensation law enacted by the 2002 Legislature. The new law went
into effect on July 1, 2002.

“We have received thousands of calls from workers wondering where
they stand since the new law went into effect,” Gallagher said.
“The rule now in place will help clarify who must have the
necessary coverage in place to work on these commercial
construction projects.”

The new law, Senate Bill 108, requires contractors or
subcontractors to obtain workers’ compensation coverage for
themselves, or for those working on their behalf, if they work on
a commercial construction project valued at $250,000 or more.
Prior to the passage of the new law, some contractors and
subcontractors were legally permitted to exempt themselves from
the requirement of purchasing workers’ compensation insurance.

The purpose of the rule published today is to define - for
purposes of workers’ compensation coverage - who is and who is not
in the construction industry. Construction industry workers cannot
use their exemptions on commercial sites valued at $250,000 or
more. Based on the new law, construction-related workers on
commercial sites valued at $250,000 or more must immediately
obtain workers’ compensation coverage in order to continue their
current employment.

Exemptions will continue to apply to workers primarily engaged in
residential construction, Gallagher said. Exemptions already in
place will continue for all other construction activity except on
sites valued at $250,000 or more.

For work on a commercial project valued at $250,000 or more,
exemptions from coverage are based on the classifications under
the Florida Contracting Classification Premium Adjustment Program
(FCCPAP). This program is filed by the National Council on
Compensation Insurance (NCCI) with, and approved by, the
Department of Insurance.

This classification structure was selected because it is
established and credible, Gallagher said. To determine whether an
exemption is applicable, log on to the department’s website at
www.fldoi.com, click on News Releases, and link to the list
through this press release.

To learn more about exemptions under the new rule, please call the
Bureau of Compliance toll free at 1-800-742-2214. To learn whether
an employer or employee has workers’ compensation coverage, visit
the department’s website and select “Workers’ Compensation,” then
“Databases,” then “Compliance.”

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Re: FLORIDA REQUIREMENTS FOR WHO MUST CARRY WORKMANS COMPENS, 7/19/07, by keith.

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