Re: auto repossession

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Roosta! You and Mary gave friend some good advice a while back,
thanks. Maybe some for me? No sad story - behind on car
payments, want to return it. Have cancer and won't be using
credit or returning to work. By the time it is processed
legally I should be finished my business. I have moved out of
state, have no income and they do not know how to reach me which
is why the car will be dropped off. They do not have an office
in this state should I drop it off at any police station or what?
Thanks..you guys are good. Manny

On 5/02/03, anonymous wrote:
> On 9/08/02, roosta wrote:
>> On 8/04/02, Angel Wheeler wrote:
>>> I had a car thru Tran South Finance.I have had some
>>> problems with my job and have recently moved to Florida.I
>>> was late on my June payment.I had made my June payment on
>>> the 29th of July.My July payment was due on the 22nd.On the
>>> 30th of July they came and repossessed my Jeep.They said
>>> since I moved to Florida they thought their vehicle was in
>>> jeopardy,and they thought I didn't have insurance.I have
>>> told them for the past two months I had insurance.They said
>>> they had called my insurance company and they hadn't called
>>> them back,so they take that as I don't have insurance.Well
>>> I did have insurance.I told them they can't take my car if
>>> they "think" I don't have insurance.They said in their
>>> documents it says they can,but it doesn't say that in
>>> mine.It says they can get insurance for me and charge me
>>> for it but not take it.Can anyone tell me what my rights
>>> are considering I was only 8 days late so far on my July
>>> payment and I had insurance.
>> Angela, your ins. co. is supposed to notify your leinholder
>> if your ins. is bad (not covered).It PROBABLY does say in
>> your contract they can repo if you move out of state in
>> default.They get nervous in such a situation. check your
>> papers on that. Your rights will depend on what state you
>> were repoed in. Good Luck and GOD Bless You roosta
>>
>>
>> RepoRoostA
>> mailto:reporoosta@hotmail.com
>
> Get a lawyer... If they do repossessions, they have a
> liability insurance policy for wrongful repossession. You may
> be able to sue them for the loss of use and extra expenses you
> incurred due to their wrongful repo.
>
> Good luck!