Re: TCF Bank -Burr Ridge-Collections Dept

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On 9/06/05, MDS wrote:
> Seeking those with experiences of TCF National Bank Burr
> Ridge collection department. Especially those with
> knowledge of them refusing to accept payments to create
> crisis, wrongful threats of foreclosure, egrious violations
> of EOCA/FDCOA/Illinois Foreclosure Act, etc, and physical
> threats to itimidate.
>
> Current and previous clients, as well as TCF current or
> former employees with such knowledge should email to allow
> their story to have a "day in court."

I found this thread when I was trying to google TCF
Foreclosure policy. I made the mistake of refinancing with
TCF lured in by their "no closing cost" refinances. I am in
sales and can't always pay by the due date- the 11th of
every month. Their collectors are very aggressive and call
immediately if you are past paying the due date. I was
never more over 30 days late and I paid all of the late
fees. I paid one day over the 15 day "grace" period and I
received a default "acceleration letter" in the mail They
indicated they would stop accepting payments. I would like
to know what's up with this bank? Their customer service is
abysmal. The aggressiveness of the collectors is new to my
experience. No doubt, I am having a tough time paying the
bills recently, but I am trying to turn things around and
this letter seemed to be not only overly aggressive but
maybe illegal. I would like to hear from others that are
experiencing similar problems with this bank!