Re: Old Landlord is posting illegal information
Posted by Some Young Guy on 6/22/06
What do you mean, "assuming you can jump through enough hoops to get that far in the court system." The poster can simply file a pro se suit in Federal Court and let the judge decide if the landlord has violated the act. I don't see any hoops needed to jump through here. On 6/22/06, Some Young Guy wrote: > You are correct about the "up to" $1000, however, current caselaw > on the subject appears that courts typically award $1000 on a > regular basis (especially if it proven that the landlord was > INTENTIONALLY supplying inaccurate information to harm the OP). > Mitigation would be appropriate for any actual damages beyond the > statutory damages, however this would NOT eliminate the OP's > ability to successfully pursue the statutory damages. > > > On 6/22/06, Curmudgeon wrote: >> The statutory damages are "up to" $1000 at the court's >> discretion plus any actual damages--assuming you can jump >> through enough hoops to get that far in the court system. But >> first, the OP needs to attempt to mitigate her damages by >> disputing the information with the 3 major credit reporting >> agencies and with the association that is supplying the >> information. Odds are, neither the agencies nor the association >> will be able to verify the information and it will be deleted. >> Poof--there go the damages. >> >> On 6/22/06, Some Young Guy wrote: >>> Actually that is not correct. If your landlord intentionally >>> put false information on your credit report he/she would be >>> guilty of violating the Fair Credit Reporting Act and would be >>> liable for $1000 of statutory damages (or actual damages if >>> this was greater). I believe this would be a good case for >>> Federal Court. >>> >>> On 6/21/06, Curmudgeon wrote: >>>> You've been evicted, filed bankruptcy, and don't know the >>>> English language. How much has your character >>>> been "deformed" by this? >>>> >>>> Yes, the landlord shouldn't be listing incorrect >>>> information, but the monetary value of your case is worth >>>> less than the cost of the electricity I used to post this. >>>> >>>> On 6/21/06, Lashern wrote: >>>>> About three years ago, we rented a basement apartment. In >>>>> this my husband lost his job and we became behind in the >>>>> rent and then went to eviction court to settle the debt. >>>>> We advised the judge of the amount that we owed and a >>>>> judgment was entered. Well, two weeks after that the >>>>> landlord try to take us to court again for the same amount >>>>> at a different court. We proved that we had already went >>>>> to court for the same matter and that he was falsly >>>>> accusing us of damaging the apartment, We had won that >>>>> case. I filed Bankruptcy last year and had the judgment >>>>> discharged. I recently receieved my credit report and >>>>> noticed that the landlord is tapping on to my credit >>>>> report by putting the case that we won on as a judgment as >>>>> well as putting false debt amounts on my credit report >>>>> through a company by the name of National Ass. of >>>>> Independent Landlords. Can i take him to court for >>>>> deformation of character for putting false information >>>>> illegally on my credit report?
Posts on this thread, including this one
- Old Landlord is posting illegal information, 6/21/06, by Lashern.
- Re: Old Landlord is posting illegal information, 6/21/06, by Curmudgeon.
- Re: Old Landlord is posting illegal information, 6/22/06, by Some Young Guy.
- Re: Old Landlord is posting illegal information, 6/22/06, by Some Young Guy.
- Re: Old Landlord is posting illegal information, 6/22/06, by Curmudgeon.
- Re: Old Landlord is posting illegal information, 6/22/06, by Some Young Guy.
- Re: Old Landlord is posting illegal information, 6/22/06, by Some Young Guy.
- Re: Old Landlord is posting illegal information, 6/22/06, by Curmudgeon.
- Re: Old Landlord is posting illegal information, 6/22/06, by Some Young Guy.
- Re: Old Landlord is posting illegal information, 6/22/06, by Curmudgeon.
- Re: Old Landlord is posting illegal information, 6/22/06, by Some Young Guy (Maybe Naive, Maybe Not :)).
- Re: Old Landlord is posting illegal information, 7/31/06, by der fuhrer.
- Re: Old Landlord is posting illegal information, 7/31/06, by Curmudgeon.
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