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Re: Unlawful Reposession
Posted by -- on 2/28/08
On 2/27/08, Kevin Williams wrote:
> My vehicle was repossesed on November 16th 2007, I had a
> 5year loan that went full term the only monies due were
> $1600 and were the total of accumulated late fees over the
> life of the loan, of which I was unaware until the loan
> was moved to the mature loans dept which is when I was to
> receive the title of the vehicle. I spoke to the people at
> Americredit and told them this was not right and should be
> illegal. After researching this scenario and finding out
> what they should have done, I discovered several things
> that should have happened that did not. #1 they never told
> me where my vehicle was, to recover my possessions from
> the vehicle. #2 I was never notified that my vehicle was
> sent to auction for sale. #3 I was never given the
> opportunity to recover my vehicle by being notified as to
> the date and place of the auction. Something is just not
> right here, and to top it all off they have a charge off
> of $194.00 on my credit report after selling the vehicle.
> Had it not been that I had a subcription to one of the
> credit monitoring agencies, I would have never known. to
> date I still have not received any correspondence
> certified or otherwise from Americredit. Something is not
> right here I just dont know exactly how to persue this.
*****
UCC 9 requires you be given notice of a foreclosure sale.
You need to consult a local attorney.
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