Re: Help with texas bankruptcy chp 7

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On 10/15/07, Martin deloach wrote:
> Hello i need a little help.. i filed bankruptcy my self (i
> have a court date oct 22nd 07) due to i didnt have 2700
> bucks the lawyer i asked to file for me and i got a
> question. one of my crediters (dell) sent a letter saying
> they have a "security interest" on a account asking what
> i want to do. either reaffirm, redeem for fair market
> value or surrender the collateroll. (its a HDTV 32in lcd).
> (1400 paid). but my problem is i dont have the TV no more
> it was distroyed in a recent flood (one of the reasons why
> im filing bankruptcy due to a recent flood and medical
> problem). what do i do? thanks..

Tell them you are surrendering the property, but let them
know it was damaged in a flood. Providing a picture would
help a great deal.