Re: liablity in auto accident It passed

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Dear Concerned Mother:

Why on earth are you posting this information on this board? Hire
an expert - personal injury attorney. The insurance company isn't
ON YOUR SIDE. NO one on this board is going to give you the
correct answer. Again, hire an attorney.

On 4/15/05, v wrote:
> Mudge: House passes Bankruptcy Bill. The story is on,
> http://www.msnbc.msn.com/id/7494698/
> Whoa to the middle class who always takes it in the ...
>
> On 4/15/05, v wrote:
>> My suggestion to you is read and
>> re-read your policy coverage. You
>> have to have liabilty coverage in
>> states that have mandatory car
>> ins.. I dont understand the
>> uninsured fund & underinsured. If
>> you have home ins. i would look
>> over that policy as well. You
>> may ... i say may be coverd for
>> things you are not aware of. If
>> your mortgaged, then you should
>> have at least fire coverage on
>> your home. Some home ins. have
>> those extra riders hidden somwhere
>> in there policys. It wouldn't hurt
>> to call them & ask. Good luck!
>>
>>
>> On 4/14/05, Curmudgeon wrote:
>>> You need to retain an attorney
>> ASAP. The insurance company
>>> has given you fair warning that
>> the amount of the claim may
>>> reach your personal assets.
>>>
>>> The insurance company has an
>> obligation to attempt to settle
>>> the claim within the policy
>> limits, but that is not always
>>> possible. Your personal
>> attorney can be working with the
>>> insurance adjuster/attorney to
>> attempt to settle the case on
>>> terms you can live with.
>>>
>>> Depending on the state you live
>> in, some or all of the
>>> equity you have in your house
>> may be protected, but your and
>>> your spouse's and your son's
>> incomes could be subject to
>>> garnishment for a long time to
>> come.
>>>
>>> In the end, you may be looking
>> at bankruptcy. And because
>>> of the pending new bankruptcy
>> law, that may not be as
>>> helpful as it once was. Thats
>> another reason that you
>>> should get an attorney soon to
>> help you sort through the
>>> situation. Good luck to you.
>>>
>>> On 4/14/05, paniced parent
>> wrote:
>>>> My son was in an accident where
>> he was sited for running a
>>>> red light. He was driving a car
>> that is in our name he is
>>>> insured under our ins. as the
>> primary driver of that
>>>> vehicle. We only had
>> liabiality and uninsured and
>>>> underinsured on the vehicle.
>> Our ins. company explained
>>>> the claim will probably exceed
>> the limits of the policy
>>>> because one of the occupants
>> are still hospitalized. We
>>>> donot have any other umberella
>> policy's. We have about
>>>> $50K equity in our personal
>> home and no other assets. What
>>>> other finacial resposibility
>> might our family face toward
>>>> the damages for this claim.
>>
>