Posted by Eric on 7/20/06

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I brought an automobile in Oklahoma in July 1996. It got
reposessed in early 1997 I believe. In 1993 I tried to
settle the debt for a reduced amount, but then I lost my
job and couldnt finish paying.

30 days ago I recieved a summons to NJ supreme court with
no court date. It said I owed $5,566.01 and included
attorneys fee of $606.60 for a total of $6,172.61.

A few days ago I recieved letter from the debt collectors
that filed the suit saying I owe $16,609.38 and to call
their claims adjuster to make arrangements to pay.

First of all isnt their past the statute of limitations
and therefore I cannot be sued to collect the debt?

Also how do they add $10,000 out of nowhere to the case?

Also how do I go about letting them know they violated
FDCPA (if they have done so)?

Re: NJ Statute of limitations FDCPA violated by debt collect, 8/01/06, by Eric.

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