Re: NJ Statute of Limitations for Debt Collection

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On 8/04/06, Mike C wrote:
> I have a question regarding the statute of limitations for
> debt collection in NJ. I had a medical procedure in October
> 1997. I paid the doctor what I owed from the insurance by
> the end of that year. After that, I never received a bill
> from the doctor or credit collection agency- until May
> 2006. The collection agency states I owe money on this
> account (almost 1500) Hasn't the statue of limitations an
> out of this account? What are my options to fight this
> alleged debt?

Hi Mike,

I am currently experiencing a similar situation and I am
having difficulties in classifying medical debt under the
correct SOL. However, I just wanted to share with you that
your debt seems pretty old and their is a strong possibility
that the SOL has expired. The collection agency will make
an effort to receive one payment toward the debt from you,
which may re-start your SOL depending on your state.

So far, I have not been confirm the authenication of this
information. This is the website: Be careful!! http://fair-
debt-collection.com/statue-limitations-explained.html