Re: Not Financed Bring Vehicle BACK

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Dear Frank,

What you have here is a contractual matter. A lot depends
on what the contract you signed said. If the car has been
registered in your name, you do not even have to bring it
back; for it is yours. YOu may owe on it; but so long as
you make your payments on time, the seller has no legal
recourse against you. Next, if it is not in your name, you
do have an obligation to return it, for the sale was never
consummated; but you are entitled to a refund of your money,
unless the contract provided for this very situation and the
contract says that the seller can keep all or a portion of
your money to compensate him (or it) for your use of the car
while the financing was being applied for. Yours is not an
easy question to answer without knowing all of the details
surrounding your purchase of the vehicle and without being
able to see a copy of the papers that you signed. Best of
luck to you!

Sincerely,

Hardy Parkerson, Atty.
Lake Charles, LA

On 6/24/04, Frank wrote:
> Bought a used vehicle appoximately two months ago. Made my
> first car payment on 6/16/04 on time. All this time the
> dealer is trying to finance my loan and is having a hard.
> Today, I received a call from the sales manager asking me
> to bring the car back...
> Can they keep my deposit of $1,000 or any of my first
> payment?
>
> Please help.
>
> Thank you.