Posted by M. Lasalle on 1/12/08

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My employer (in the state of Louisiana) provides the
employees with group medical insurance which is paid by the
employee through payroll deductions.
In 2007 my employer did not pay the premiums for the
medical insurance and the policy was cancelled and the
employees were not notified. We were without medical
insurance for 2 months before the employer joined another
group insurance program. The employer continued to deduct
insurance premiums from the employee pay checks for the two
months while we were not covered. The employer has not
acknowledged the fact that the group insurance was
cancelled and will not reimburse the individual employees
for their medical expenses. The insurance company is
refusing to pay because the insurance coverage was
terminated due to non payment of premiums. What can I do?
Can I demand a refund for the funds deducted from my pay
check that were not applied to insurance? Does the
employer have to pay the medical bill since we were not
notified that coverage was cancelled?

Re: Medical Insurance Deductions/No Insurance Provided, 1/14/08, by Terry.

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