Re: Medical Insurance Deductions/No Insurance Provided

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On 1/12/08, M. Lasalle wrote:
> My employer (in the state of Louisiana) provides the
> employees with group medical insurance which is paid by
the
> employee through payroll deductions.
> In 2007 my employer did not pay the premiums for the
> medical insurance and the policy was cancelled and the
> employees were not notified. We were without medical
> insurance for 2 months before the employer joined another
> group insurance program. The employer continued to deduct
> insurance premiums from the employee pay checks for the
two
> months while we were not covered. The employer has not
> acknowledged the fact that the group insurance was
> cancelled and will not reimburse the individual employees
> for their medical expenses. The insurance company is
> refusing to pay because the insurance coverage was
> terminated due to non payment of premiums. What can I
do?
> Can I demand a refund for the funds deducted from my pay
> check that were not applied to insurance? Does the
> employer have to pay the medical bill since we were not
> notified that coverage was cancelled?

If your employer made group health payroll deductions and
did not forward those to the insurance or refund the
premiums, they're in big trouble (especially if they divered
the premiums into the company's general assets.) You may
contact the federal Department of Labor and file a
complaint: 866-487-2365 www.dol.gov.