Re: National Arbitration Forum

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Darn, just as I was beginning to think that everyone was wearing their Jiffy-Pop hats,
this guy shows up.

On 12/19/06, Hecky wrote:
> On 11/27/06, Mary wrote:
>> How delinquent was your account? Did they try to offer you a settlement besides
>> the monthly payment and did they put the monthly payment in writing? I also am
>> having trouble with MBNA. In fact, the guy that called me was screaming at me to
>> give him a payment out of my checking account. He did not believe I had no money
>> in my account and then he insisted on giving me his number but I was on my cell
>> phone driving down the road and could not write anything down. He then screamed
>> that I should borrow, beg, steal, or whatever to pay them including pawning
>> personal items. How low was that!
>>
>>
>>
>> On 8/30/06, Skydance wrote:
>>> On 8/22/06, Freaking wrote:
>>>> Is this below posted by someone from the forum? Because it reads that way.
>>>>
>>>> Does anyone know once the arbitration is filed, am I still allowed to request
>>>> the debt to be verified? I have been looking for a lawyer in NY who will take
>>>> this on without it costing me a fortune - the collector in question is Wolpoff
>>>> for MBNA (if legit) and they are known for bending the law - so if anyone
>>>> knows one, can they post a referral please?
>>>>
>>>>
>>>>> On 8/15/06, DebtorJoe wrote:
>>>>>> The National Arb Forum decisions are binding -- they are authorized to
>>>>>> handle debt cases in your original cardholder terms and conditions.
>>>>>> Although the NAF is not a court, they can convert an arbitration award
>>>>>> into a legal judgment and then pursue wage garnishments, etc. Definitely
>>>>>> do not ignore the NAF -- I learned this the hard way.
>>>>
>>> I just read all the posts and wanted to respond since I just came from the
>>> courthouse with a copy of my court file in hand. MBNA is just plain
>>> unbelievable! Like the other post earlier, I had agreed to a payment plan with
>>> MBNA for $175 a month. I paid it for over a year and bam! they wanted $1400 a
>>> month - no compromise. Then NCO got ahold of it (another favorite that has also
>>> had complaints brought against them under the FTC). I received a notice in Feb.
>>> 2006 that a judgment had been levied against me. The only notice I had ever
>>> received was dated 10/05 stating that the NAF had awarded $20,572 in NCO's favor
>>> (the original debt was $10,300). I had no idea that a judgment was going to be
>>> filed 6 months down the road without any kind of service for me to go to court.
>>> Of course, I'm trying to find an attorney that will even talk to me about it.
>>> None of them seem to want to mess with it. I have no idea if I have any rights
>>> whatsoever in this case. Since I never received any paperwork from NAF, it
>>> doesn't seem right to me. Don't they have to send their paperwork certified mail
>>> or something proving you received it? Oh and by the way, they did get into my
>>> bank accounts and took every penny and then I had to pay $600 in bounced check
>>> fees. They even drew out of my line of credit. I've been unemployed since 1/06
>>> so needless to say, they got me when I could least afford it.
>>> If anyone has information I could use, let me know. I'm not sure if I should try
>>> to get an attorney to fight this or if it's futile.
>
>
>
> You people are forgetting just a few simple rules, Within any credit card agreement
> there must be FULL DISCLOSURE AND EQUAL PROTECTION as per Article I section 10
> of the US constitution. They don't want to go to court with someone who asks the
> right questions and submits the correct affidavit for siging, becuase it exposes
> them. Within EVERY contract FULL disclosure and EQUAL PROTECTION M U S T BE
> S H O W N!! it's as simple as that. DONT LET THEM USE FEAR against you.
>
> USURY is illegal, and Federal Reserve Banking system is going down!
>
> http://www.the7thfire.com/debt_elimination/debt_elimination.htm